RunningTotal Overview
Please see our Home page for a summary written Overview.
RunningTotal is not a "budgeting" app. A "budget" is an abstract idea to many if not most people, in this age of credit, where the money supply expands or shrinks depending on factors we can't control. RunningTotal takes a more direct approach, by keeping a record of accounts. Budget all you want, but when your credit card is approaching its limit, you want to know about it.
Similarly, debit cards have created a disconnect between "run it through" and "what do I actually have", that can hurt you if you stop to think about.
Rather than taking the quixotic approach of setting a budget and displaying where you stand with respect to that budget, RunningTotal takes the "boots on the ground" approach of telling you where you really stand with respect to what you have available to you. All you have to do is enter expenses as they occur, and payments as they have been made, for each account, and the 'RunningTotal' will be displayed on the app's home screen, along with the limit for that account if you choose to display it.
RunningTotal Screenshots